MEXC review: fees, limits and safety checks
This MEXC review in one line: spot fees sit below KuCoin, Bybit and Kraken Pro at base level, with 0% maker and at most 0.05% taker on spot pairs, and verified accounts can withdraw up to 200 BTC a day.
The catch is access. MEXC’s own User Agreement bars residents of the United States, the UK, Canada and more than a dozen other places.
Every figure below comes from MEXC’s fee page, help centre and User Agreement, opened on 8 November 2026. Nothing here is a price call or advice to buy anything.
MEXC trading fees: what the fee page actually shows
O MEXC fee page lists spot trading at 0.0000% maker and 0.0000% to 0.0500% taker. Futures run from 0.000% to 0.040% maker and 0.000% to 0.100% taker.
On the main pairs, including BTC/USDT, ETH/USDT and SOL/USDT, the maker fee is 0% and the taker fee is 0.05%. Turn on MX deduction and that taker fee drops to 0.04%, a 20% discount.
Some pairs sit outside the standard rate. The fee page listed XRP/USDT at 0% on both sides on 8 November 2026, while LUNA/USDT carried a special 0.08% taker rate, or 0.064% with MX.
Two lines of small print matter more than the headline numbers. MEXC says maker and taker rates “may vary with platform events or user region”, and tells you to check your trade history for the rate you actually paid. The MX discount also stops working the moment your MX balance runs out.
MEXC withdrawal limits and fees by KYC level
O MEXC KYC FAQ, dated 2 June 2026, lists two personal levels. Primary KYC allows 80 BTC of crypto withdrawals per day and P2P fiat trading. Advanced KYC raises that to 200 BTC per day and adds fiat trading up to 20,000 USD per day.
Crypto deposits are unlimited at both levels. Each level allows three verification attempts per day, and one identity can verify at most two MEXC accounts.
Older reviews carry a trap. An MEXC announcement from 25 August 2025 still shows an “Unverified” column with a 10 BTC daily limit. The 2026 FAQ drops that column and says skipping KYC “may affect your access” to deposits, withdrawals and trading.
Treat the 10 BTC figure as history. A site promising no-KYC withdrawals on MEXC may be quoting that older page, so check the current FAQ.
Withdrawal fees are a fixed amount per withdrawal, set per coin and network. MEXC’s withdrawal fees article says the live figure on the withdrawal screen is the accurate one, and that sending to another MEXC user address costs nothing.
Nosso guia para crypto withdrawal fees, limits and common mistakes covers picking the right network so a transfer does not land on the wrong chain.
Who MEXC does not accept, and why a VPN makes it worse
O MEXC User Agreement, last updated 13 October 2026, names its Prohibited Jurisdictions. The list includes the United States, the United Kingdom, Canada, France and its outermost regions, the Netherlands, Russia, Belarus, Mainland China, Hong Kong, Singapore, Malaysia, Kazakhstan, North Korea, Cuba, Iran and Sudan.
It also covers the Russian-controlled regions of Ukraine, sanctioned countries, and anything on the FATF call-for-action list. MEXC says the list can change at any time.
The agreement says that if you give a false location, MEXC can terminate the account immediately and liquidate open positions.
MEXC vs the exchange you already use
Most people looking at MEXC already have an account somewhere else. The table sets MEXC next to three exchanges coinro readers often compare, using each one’s own pages. For the full picture on one of them, read our KuCoin exchange review.
| Exchange | Spot maker / taker | Futures maker / taker | Daily crypto withdrawal cap | Residentes nos EUA |
|---|---|---|---|---|
| MEXC | 0% / up to 0.05% (BTC/USDT 0% / 0.05%) | 0% to 0.04% / 0% to 0.10% | 80 BTC Primary KYC, 200 BTC Advanced KYC | Prohibited Jurisdiction |
| KuCoin (VIP 0) | 0.1% / 0.1% (Class A pairs) | 0.02% / 0.06% | 1.000.000 USD | Restricted Location |
| Bybit (VIP 0) | 0.10% / 0.10% | 0.02% / 0.055% (perpetuals) | Not shown on the fee page | Excluded Jurisdiction |
| Kraken Pro (entry tier) | from 0.25% / from 0.40% | from 0.02% / from 0.05% | Not shown on the pages checked | Not covered by the pages checked |
Withdrawal caps are quoted in each exchange's own unit (BTC or USDT) and are not directly comparable.
Fonte: MEXC fee page, MEXC KYC FAQ e User Agreement (last updated 13 October 2026); KuCoin fee page and Terms of Use (29 October 2026); Bybit Trading Fee Structure and Service Restricted Countries (16 October 2026); Kraken vs Kraken Pro. All opened 8 November 2026.
MEXC wins on headline spot fees, while KuCoin and Bybit sit at 0.1% and Kraken Pro starts higher still. MEXC, KuCoin and Bybit all exclude US residents, so for many readers the real choice is a lower fee versus being allowed to hold an account at all.
How safe is MEXC? What the reserve page proves and what it does not
O MEXC Proof of Trust page shows reserve ratios for four assets. At the snapshot dated 8 October 2026, it listed USDT at 122.38%, USDC at 115.42%, BTC at 293.86% and ETH at 110.90% of user assets. The same page advertises a $100M guardian fund.
A ratio above 100% is better than nothing. The page names no outside auditor, though, and a ratio only covers the assets listed, at the moment of the snapshot. It says nothing about liabilities in other coins or what happens in between snapshots.
The bigger safety risks are usually on your side of the screen. Fake support accounts and copied login pages follow every busy exchange. MEXC lists an official Verify page in its site footer, and our list of common crypto scam types and red flags shows what those messages look like.
When MEXC makes sense as a second exchange
MEXC works as a second account for a narrow set of people. You live in a supported country, you want very low maker fees, and you treat the exchange as a place to trade, not a vault.
- You live outside every Prohibited Jurisdiction in the User Agreement.
- You want a trading pair your main exchange does not list, checked against the pair list on the MEXC fee page.
- You trade often enough that a 0% maker rate adds up.
- You are willing to finish KYC before the first deposit.
- You live in the US, the UK, Canada, France, the Netherlands or another listed country.
- You need a regulator you can complain to in your own country.
- You plan to leave savings on the exchange for months.
- You want an independent audit report, not a ratio on a web page.
- Read the Prohibited Jurisdictions clause in the User Agreement and match it to where you actually live.
- Finish Primary KYC before you deposit anything. You get three attempts per level per day.
- Place one small trade, then compare the fee in your trade history with the fee page.
- Send a small test withdrawal and read the network fee shown on the withdrawal screen.
- Open MEXC by typing the address yourself, never from a link in a message that claims to be from MEXC.
- Move anything you plan to hold to a wallet you control.
If you cannot tick the first step, stop there. No fee rate makes up for an account the operator is entitled to close.
Questions readers ask about MEXC
Is MEXC a legit exchange?
MEXC is a large, working exchange with a published fee schedule, KYC levels and a reserve page. Its User Agreement also says it does not provide services to residents of the US, the UK or Canada, so it is only an option if you live elsewhere.
Can I use MEXC in the United States?
No. The User Agreement, last updated 13 October 2026, lists the United States as a Prohibited Jurisdiction. Using a VPN to get around it breaks the agreement and lets MEXC close the account and liquidate open positions.
What is the MEXC withdrawal limit without KYC?
An August 2025 MEXC announcement listed 10 BTC per day for unverified accounts. The current KYC FAQ, dated June 2026, drops that column and says skipping KYC may affect deposits, withdrawals and trading. Plan on verifying first.
Does MEXC charge withdrawal fees?
Yes, a fixed fee per withdrawal that MEXC says follows the blockchain network and can change with congestion. The withdrawal page shows the live figure. Transfers to another MEXC user address are free.
